Day 244 - goal setting!

Goal setting is the way ahead it seems so my September goals are a follows:-
1. Do not use credit card
2. Do spend more than £20 - allocated clothes budget for month.

Both those are enough for me at the moment as to achieve them both would be a massive step in the right direction. I like that you can break it down into bite size options.

Day 243 - a salutory lesson

Immediate apologies as this is probably the most depressing blog post I'll ever make. I've been gripped by a dreadful story here in the UK that of an arson of a mansion in Oswestry, Shropshire. It is a tragedy of epic proportions as more and more information unfolds ...and it is all related to money.

photo source: BBCi

I often have arguments with friends who blah on about money is evil of which I constantly assert that the real quote is 'the love of money is the root of all evil'. And if you set your store by money, in terms of worth and status it can come to no good. This family are testament to this. No ones knows the actual truth yet but the evidence is stacking up to a)murder and b) murder of family by the husband/father whom the bailiffs were coming for.

Without discussing it further, it made me realise how money needs to be treated with caution as it can create anxiety through debt, worry, again little or no money or debt and also criminal behaviour.

I feel most dismayed by the lose of a young girl over money and it makes me think about me silly attitude to fashion and the wasting of money I haven't got on it. OK I'm not going to go and kill anyone for money, nor steal it but perhaps I need to learn to save, give it away to those less fortunate to feed themselves and hope that we all realise that our own lives are more important than monetary value.

Day 242 Amazing what sunshine can do

Phew! No need to nip to the shops when it was such a lovely day. There is nothing quite like sunshine to make you forget about worries and enjoy things. I took it easy, went for a walk, read the paper and was invited rounds to friends for Saturday evening.

We enjoyed the late summer evening.
Didn't think about clothes ro fashion once!

Day 241

Longing to go shopping. I could go and buy a whole new wardrobe. It is on the A/W season that does this to me. It really is that back to school syndrome.
I'm going to attempt to thrift instead - I'm sceptical about this as I find charity shops quite smelly. I seem to go into ones that smell of wee or the person near me does! Terrible thing to say I know but I've been spoon fed on high street shops, mind you I suppose Primark gets very grubby.
Even as I write my mind is mentally purchasing items.
Will this longing ever end?

Day 238 Officially been rubbish

You know what I have been unproductive and stupid all because I was swayed by a person whom I much admire as a journalist and broadcaster. But it took the common sense and honesty of a nobody (sorry SharonRose) to make me see sense and get back in the saddle so to speak.

The lovely SharonRose has a great, in fact two great blogs and it was her new blog $haronRose - $pending, $aving, Me that inspired me to rethink and make the effort to do something about my debt again.

Originally I was inspired by Make Do & Mend a book by Kate Battrick and of the blog Make Do & Mend she really got me in the budget mindset and I started the year quite well but then felt I was being a self indulgent t**t and stopped obsessing about my attempt not to spend. So things have gone slightly down hill but I feel it is even more important to get back on track.

I've managed to reduce my credit card debt to £2756 and my overdraft is at £600 but I need to make more effort to be debt free. I'm so easily beguiled by new clothes and the excitement of a new look I find it hard to resist a purchase. So here's hoping blogging will give me the extra stress to fess up to bad thoughts or deeds

Back in the fold

After months of thinking it was self indulgent twaddle to write about your battle with spending I came across blogs that did just that!
It has inspired me to keep a blog diary again to help me kick the spending habit.
I'm going to work out my approach but will start posting again soon!

Last post!

Hm well I read this and it really put me off my self indulgence ramblings.....
http://www.independent.co.uk/opinion/commentators/janet-street-porter/editoratlarge-just-blog-off-and-take-your-selfpromotion-and-cat-flap-with-you-768491.html

Old Janet has got a point, however I realise there is a great community of people all around the world who share info and spur you on. I enjoyed undertaking the blog venture and it has really helped me to sort out my priorities and finances. I can't recommend Make Do & Mend - how to buy a designer handbag etc enough. It is a great little number.

One final world- Janet Street Porter you are such a f*****g opinionated git but fair play a bit too accurate too.

love to all out there x