Thursday, 10 September 2009

Back reading but not posting

I'm not sure I'll get back into posting but I've started to read blogs again.
I was working like a mad thing and I have £800 in debts to go now but I haven't completely cured my magpie tendencies thanks to Marc Jacobs. I'm lusting after his collection...but obviously not buying!

Wednesday, 15 October 2008

Day 288 - half way house

Work is taking up so much time I hardly have time to post or read other blogs. This is a good thing as I have had no time to go to the shops or think about clothes or anything.

I'm halfway through October and not a single spend to date - this is AMAZING.

Wednesday, 1 October 2008

Day 273 - new monthly goals

With a new month comes new goals.
Once again I'm sticking to the no credit card spending one.
I'm going to be harsh this month as I overspent on my last months goals and go for no clothes purchases of any sort unless I get a windfall (i.e. win the lottery haha!)

I'm going to up my exercise and fit in a walk a day. I find walking stops you from looking on the internet or reading magazines plus it makes me tired without having to have a glass of wine to get some shut eye. All positive things really.

Friday, 26 September 2008

Day 268 - mixed bag

First the good news, I was away on a work jolly so had the complete luxury of no food bill etc for over a week. Sometimes working away has it's benefits but it meant when I got back to London I went over my allotted £20 spend for September by £35. I bought a dress.

I'm really happy with the dress but not that happy I couldn't stick to the goals I set for the month. I've sorted out some clothes and put them on ebay. I've decided on a one in and one out policy, plus a sort out of clothes into using for gym, dusters and off to recycling.

It seems less is more. I can see things better.

The stupid thing is my saving on grocery bills has been used up by a clothes purchase when it should have gone against reducing my debt. Sometimes I can be a real idiot.

Monday, 15 September 2008

Day 257 - blinkers are on

So far so good with my new found resolve. I haven't even spent my £20 allocation for a quick fix. I've completely failed to go to a charity shop, I'm still saving this one as diversionary tactics.
My biggest temptation are these and at £190 with my snagging record I'm stepping away from the lure.

What's not to like - help!

Tuesday, 9 September 2008

Day 251 New resolve

I don't know if it is because of discovering other blogs dedicated to the same problem I face or a new found confidence but I'm doing so much better.

So far no spend on my allocation of £20 for the month. Normally I'd have blown it and be over. I've also not used the credit card which is a first as my total despite paying off a chunk had stayed the same through usage.

If only I could say something insightful but I reckon it all comes down to will power and choosing between debt and being in the black. I think also you have to lose the consumerism. I've tried all those changing energy providers and checking phone deals and you know what they are just playing with figures. Truly, you need to choose to live within your means and suffer short term hardship for long term gain.

Gulp, we'll see if I'm so chipper about it later in the week!

Thursday, 4 September 2008

Day 246 - reduction

Hurrah! Today has seen a reduction of £155.87 on the old credit card bill and nothing added as yet.
My estimated interest for next month is £39.83, this is so hideous and is a big warning on the follies of credit. I haven't changed to an interest free because I'm worried I would spend on the card. This way I learn the hard way and it stays learnt.

I'm fighting the shopping urges even the its only £5.00 ones!